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Welcome to ERISA.com

We hope you find our site useful.  If you are here, you have some interest in the federal law known as "ERISA."  This is an acronym for the "Employee Retirement Income Security Act of 1974."   Whether you are a business seeking to set up a benefit plan or a participant, we tthink you will find the resources you need at ERISA.com.

More on ERISA

The Employee Retirement Income Security Act of 1974 (ERISA) (Pub.L. 93–406, 88 Stat. 829, enacted September 2, 1974, codified in part at 29 U.S.C. ch. 18) is a federal law that establishes minimum standards for pension plans in private industry and provides for extensive rules on the federal income taxeffects of transactions associated with employee benefit plans. ERISA was enacted to protect the interests of employee benefit plan participants and their beneficiaries by:

  • Requiring the disclosure of financial and other information concerning the plan to beneficiaries;
  • Establishing standards of conduct for plan fiduciaries;
  • Providing for appropriate remedies and access to the federal courts.

ERISA is sometimes used to refer to the full body of laws regulating employee benefit plans, which are found mainly in the Internal Revenue Code and ERISA itself.

Responsibility for the interpretation and enforcement of ERISA is divided among the Department of Labor, theDepartment of the Treasury (particularly the Internal Revenue Service), and the Pension Benefit Guaranty Corporation.

 

 

Whether you carry a briefcase or you are a small business owner with a storefront or a toolbox, if you have any form of employee benefit plan such as a retirement plan, 401(k) plan or health plan, ERISA haas a maajor impacct on your operations.