Blog - Erisa

Vesting schedules are a two way street; optimize for enterprise value!

Blog, Participant Outcomes, Plan Design / Richard Phillips

If key employees strategically time their departures to coincide with their vesting dates, your 401(k) plan’s design may inadvertently work against your company’s retention goals and financial interest. Optimizing Your 401(k) Plan Vesting schedules serve two primary purposes within an organization. For employers, they provide a mechanism to recoup the costs associated with onboarding and […]

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Long Term Part-Time Employee Rules

Blog, Compliance, Participant Outcomes, Plan Design, Regulatory Updates / Justin Bonestroo

Long Term Part-Time Employees: What to Know About New Eligibility Rules You may have noticed a theme emerging in recent blog posts here at ERISA.com – SECURE 2.0 and its emphasis on improving employee retirement savings. In this installment, we will continue the theme by discussing Long Term Part-Time Employees (or LTPTs, as we’ll call

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SECURE 2.0 Tax Credits to Expand Retirement Plan Access

Blog / Justin Bonestroo

Expanding Retirement Plan Access: How SECURE 2.0 Tax Credits Help More Americans Save One of the most effective ways to improve retirement outcomes is to ensure that more Americans have access to a workplace retirement plan is. Recognizing this, Congress passed the SECURE 2.0 Act to further incentivize businesses—especially small businesses—to offer retirement plans by

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