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Defining a Standard of Care

In the context of retirement readiness, how do we identify the circumstances under which reasonable caution and ...

Employee Investment Outcomes and the New Fiduciary Standard

When Section 401(k) became a permanent provision of the Internal Revenue Code in 1980, a seismic shift occurred in ...

The New Fiduciary Rule—Advisors Who Only Educate Might Put Plans at Risk

At a recent 401(k) summit in Nashville, I was surprised to hear the number of advisors who said they are ...

Employees & Short-Term Value

In today’s world of instant gratification, it’s no wonder that workers value short-term benefits the most. ...

Cash Balance Plans for Larger Tax-Deferred Contributions

Cash Balance Plan: What is it? How does it work? There are two main types of qualified retirement plans: defined ...

Fiduciary Basics – Helping 401(k) Plan Sponsors Understand Fiduciary Status

A fiduciary is defined as a legal or ethical relationship or trust between two or more parties. Typically, a ...

Profit Sharing Plans: Better Ways to Use Them and Why

A Profit Sharing Plan is another special type of defined contribution (DC) plan under which employers, rather than ...

Safe Harbor Plans: Costly When Poorly Designed

A safe harbor provision simply means that you will not violate a statute or regulation as long as certain ...

Erisa Consultants Blog Disclaimer

Articles posted on the ERISA Consultants Blog are provided for general informational purposes only. The materials and content are not intended to provide tax, legal, accounting, financial, or other professional advice. Readers are advised to seek out qualified professionals that provide advice for specific client circumstances. ERISA Consultants makes no warranties about the accuracy or completeness of the information contained in the published articles. While articles are generally published with the most up to date information, ERISA Consultants does not guarantee that the articles will be updated with the most recent information or reflect the most current laws and regulations. 

Third-party links included in any articles are not intended as, and should not be interpreted as, constituting or implying ERISA Consultants’ endorsement, sponsorship, or recommendation of third-party information, products, or services, unless expressly stated otherwise. ERISA Consultants is not affiliated with the owners or participants of any linked websites. The opinions expressed by any guest writers and/or article sources are strictly their own and do not necessarily represent those of ERISA Consultants. Please use caution when linking to other websites.

Information from the ERISA Consultants blog should be used at your own risk. Investing in securities involves risk, and there is always the potential of losing money. Past performance is not a guarantee of future results. Investment returns vary and may involve gains or losses.

Any articles or commentary included on the ERISA Consultants blog do not constitute a tax advice and cannot be used by any taxpayer to avoid penalties that may be imposed under the Internal Revenue Code on the taxpayer.