Required minimum distributions (RMDs) are distributions that are required by the IRS once a participant reaches age 72 (previously age 70.5 until the enactment of the Secure Act on January 1, 2020).

RMDs must be processed before the IRS deadlines for your plan to stay compliant. Our support team reviews your plan each year to detect individuals that meet the RMD requirements and sends them a notice that they must request their RMD for the year. To help facilitate this process, we ask that you please review your employee records to make sure current address and email address information is kept on file in our system.